Owner Finance · Land Loans · Personal Loans

FINANCE YOUR LAND

Run the numbers before you call Rik. Most properties qualify for owner financing — or explore personal loan options through our partner Prosper.

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Owner Financing with Rik

No bank approval needed. Rik works directly with buyers — small down payment, flexible monthly terms, and a straightforward contract. Most deals close in under a week.

  • No credit check required
  • As little as 0% down
  • Terms from 1 to 5 years (60 months max)
  • Closes in days, not months
Browse Owner Finance Properties

Personal Loan Option

Need a Traditional Loan?

If you prefer a personal loan to finance your land purchase, our partner Prosper offers competitive rates with a fast online application. Check your rate in minutes — no impact to your credit score.

Check Your Rate at Prosper

LANDBYRIK is not a lender. Prosper is an independent third-party platform. Loan approval and terms are determined solely by Prosper.